:root {
  --ink: #102f40;
  --deep: #0b2633;
  --paper: #f7f4ec;
  --teal: #147d78;
  --sun: #f5b63c;
  --muted: #58717a;
  --line: #d9e0d7;
  --white: #fffdf8;
}

* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body {
  margin: 0;
  background: var(--paper);
  color: var(--ink);
  font-family: "DM Sans", sans-serif;
  line-height: 1.7;
}
a { color: var(--teal); }
.wrap { width: min(1080px, calc(100% - 40px)); margin: 0 auto; }
.skip { position: absolute; left: -999px; }
.skip:focus {
  left: 20px;
  top: 20px;
  z-index: 20;
  padding: 10px 14px;
  border-radius: 4px;
  background: var(--sun);
  color: var(--deep);
}
.site-header { background: var(--deep); color: white; }
.nav {
  min-height: 84px;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 24px;
}
.brand {
  display: inline-flex;
  align-items: center;
  color: white;
  font-weight: 700;
  text-decoration: none;
}
.brand img { width: 52px; height: 52px; object-fit: contain; margin-right: 9px; }
.nav-links { display: flex; align-items: center; gap: 24px; }
.nav-links a { color: white; text-decoration: none; }
.nav-links a:hover, .nav-links a:focus { color: var(--sun); }
.nav-cta { border: 1px solid rgba(255,255,255,.45); border-radius: 99px; padding: 8px 16px; }
.hero { background: var(--deep); color: white; padding: 70px 0 84px; }
.eyebrow {
  margin: 0 0 12px;
  color: var(--sun);
  font-size: .78rem;
  font-weight: 700;
  letter-spacing: .16em;
  text-transform: uppercase;
}
h1, h2 {
  font-family: "Fraunces", serif;
  letter-spacing: -.035em;
  line-height: 1.08;
}
h1 { max-width: 800px; margin: 0 0 18px; font-size: clamp(2.8rem, 6vw, 5.2rem); }
.hero p:last-child { max-width: 690px; margin: 0; color: #c8ddd6; font-size: 1.08rem; }
.legal-layout {
  display: grid;
  grid-template-columns: 230px minmax(0, 1fr);
  gap: 56px;
  padding: 70px 0 100px;
}
.contents { position: sticky; top: 28px; align-self: start; }
.contents strong {
  display: block;
  margin-bottom: 10px;
  color: var(--ink);
  font-size: .78rem;
  letter-spacing: .12em;
  text-transform: uppercase;
}
.contents a { display: block; margin: 7px 0; color: var(--muted); font-size: .9rem; text-decoration: none; }
.contents a:hover, .contents a:focus { color: var(--teal); text-decoration: underline; }
.legal-card {
  padding: clamp(28px, 5vw, 58px);
  border: 1px solid var(--line);
  border-radius: 10px;
  background: var(--white);
  box-shadow: 0 18px 55px rgba(16,47,64,.09);
}
.updated {
  margin: 0 0 34px;
  padding-bottom: 24px;
  border-bottom: 1px solid var(--line);
  color: var(--muted);
  font-size: .9rem;
}
.notice {
  margin: 0 0 34px;
  padding: 16px 18px;
  border-left: 4px solid var(--sun);
  background: #fff6dc;
  color: #5f4a19;
}
.legal-card section { scroll-margin-top: 24px; margin: 0 0 42px; }
.legal-card section:last-child { margin-bottom: 0; }
.legal-card h2 { margin: 0 0 14px; color: var(--ink); font-size: 1.75rem; }
.legal-card h3 { margin: 24px 0 8px; color: var(--ink); font-size: 1.05rem; }
.legal-card p { margin: 0 0 14px; color: #38525c; }
.legal-card li { margin: 7px 0; color: #38525c; }
.legal-card ul { padding-left: 24px; }
.footer { padding: 30px 0; border-top: 1px solid var(--line); color: var(--muted); font-size: .88rem; }
.footer-inner { display: flex; justify-content: space-between; gap: 20px; flex-wrap: wrap; }
.footer a { text-decoration: none; }
:focus-visible { outline: 3px solid var(--sun); outline-offset: 4px; }

@media (max-width: 760px) {
  .wrap { width: min(100% - 28px, 1080px); }
  .nav-links a:not(.nav-cta) { display: none; }
  .hero { padding: 54px 0 64px; }
  .legal-layout { grid-template-columns: 1fr; gap: 25px; padding: 42px 0 70px; }
  .contents { position: static; padding: 18px; border: 1px solid var(--line); background: var(--white); }
  .contents a { display: inline-block; margin: 5px 14px 5px 0; }
}

@media (prefers-reduced-motion: reduce) {
  html { scroll-behavior: auto; }
}